Active
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Columbia, SC 29205
$4,543/motrue all-in estimate· 20% down
P&I $3,438 · tax $283 · insurance $255 · upkeep $567. The honest monthly cost the portals leave out — a planning estimate, not a quote. Adjust it below.
Light-filled open plan in Wales Garden with the primary suite on the main floor. Plantation shutters and crown molding carry through the main living spaces. Out back: a detached shed with power, plus room to park the boat. Sidewalk streets under water oaks, with Devine Street's shops and Soda City Saturdays close by.
Roughly $3,438/mo with 20% down at recent rates — principal and interest only. The mortgage calculator on this page lets you set your own down payment and rate, and /affordability works backward from your budget.
As a primary residence, about $3,400/yr; as a second home or investment, about $10,199/yr. South Carolina assesses primaries at 4% and other property at 6% — planning figures, not a quote.
9.6 miles to Lake Murray (Saluda Shoals) and 2.7 miles to Saluda River landing, straight-line distance. Downtown Columbia is 1.7 miles away.
Toggle the FEMA flood overlay on the map above to see the mapped zones around this address. Zone lines are parcel-specific, so before you offer we pull the actual FIRM panel and talk through what it means for insurance.
Estimated property taxes
~$3,400/yr as a primary residence · ~$10,199/yr as a second home or investment. SC assesses primaries at 4% and other property at 6% — rough planning figures, not a quote.
Estimated insurance
~$3,060/yr as a planning figure— the number the portals never show. Check the flood-zone overlay on the map below, then ask us about wind & hail coverage and elevation certificates; we walk every buyer through SC evacuation zones and real coastal insurance costs before an offer.
Listing data courtesy of Charleston Demo MLS.
Listing information is deemed reliable but not guaranteed. Data shown is demonstration seed data, not a live MLS feed. Properties are for illustration only.
Listings last updated Sep 29, 2026, 2:00 AM
$719,900
$679,900
1278 Duncan St
Use "Schedule a tour" in the contact panel — pick a couple of times that work and your Columbia agent confirms the showing, usually the same day.
It's listed as Active as of the last MLS sync (shown below the description). Coastal inventory moves — if it's a fit, tour it sooner rather than later.
Chapin, SC 29036
